>Paying for illegal anime
Just FYI, tokyoinsider is illegal. If you're willing to pay for legal services, then pay a subscription to Crunchyroll and/or Funatimation for current season shows. Otherwise buy translated DVD/BD from Aniplex, Right Stuf, NIS America and so. Even if you dislike the services (though I don't know nobody would dislike to buy a BD), you can still download the shows and so on other sites while paying them to the localizers.
Anyway, if you're seeking for illegal downloads your best route is to use BitTorrent. If you don't know how to torrent yet, download this: http://www.utorrent.com/, be a bit careful at installing to avoid toolbars and stuff. Then go to a torrent site, for anime: http://www.nyaa.se/ for recent stuff and higher availableness. http://bakabt.me/ for higher speed downloads and safe-route for good quality. Pick a torrent (purple "AnimeSub" for English subbed on Nyaa), download it, open it, use common sense from there and you should start downloading. You'll also share the download (uploading it) while downloading it and after finishing download, unless you stop the torrent (right clicking it, stop), please be a good leacher and seed even if it's a bit at least, as it will help other to get high speeds as well.
I'm not going to recommend illegal streaming or direct download sites because I dislike them, period.