Well written and what is more I can understand it! I cannot understand quite a lot of, albeit well written, fantasy writing on this forum because I don't understand the universe behind it. However, I am familiar with insurance abuse, I am familiar with the city which made reading much easier.
I have a few questions though:
Was the person who got himself run over by a train really 23? That is my age and I am still at school! How long has that person been working I wonder?
Why the title, I wonder? I think it depends on the writer and I would like to know what inspired the title. I would, in line with my writing style, give it something much, much drier like "Insurance Abuse" or "A Train Accident".
Why set the story in Japan? Was it inspired by what you have read in Japan? Are you in Japan? I am very interested on why it is written the way it is.
I am sure d would come here and post
They created a scandal to remove him.
and I could nitpick tiny grammatical errors (I am sure you do the same to almost anything I write) but it was a good read because I understood it, I can connect with it. What remains now, and I know it cannot be done in your story, is to find out why you have written it and why in that fashion.
ED: Can I have more of these short stories?