K-1 wrote...
Flaser, I think I get what you're saying, but feel free to correct me if I'm wrong.
The insurance company is like the manager of a store, and the hospitals are the employees. If a customer comes into the store and gets treated rudely by an employee, the manager should be blamed as well as the employee, because he should have trained the employee better or otherwise ensured that the employee wouldn't treat customers badly. The manager is the one that pays the employee, after all, and it is the manager's responsibility to curb bad behavior and, if need be, replace employees to ensure customer satisfaction.
If an insurance company sends me to a crappy hospital, I should be able to complain to the insurance company because they're the ones that sent me there. Ideally, if sent to a crappy hospital, I would be able to drop the insurance company that sent me there, thus showing that I thought they were doing a bad job, and instead get an insurance company that would send me to a good hospital.
The employee gets chewed out, but so does the manager. After all, no matter what I do, I cannot fire the employee. Only the manager can do that.
Exactly, you got it right and I believe so did everyone else...
...except for chriton, who I believe is either a brainwashed GOP pundit or a GOP propagandist who actually believes the drivel he's spouting.
Insurance companies don't "just pay the money". They dictate which hospitals one can attend, what procedures one is eligible for and so on... in other words since they take away the person's freedom to choose all of the above, then they're responsible for all these services.